About Centsable

Centsable is an independent Canadian personal finance guide built to help everyday Canadians make smarter decisions about savings accounts, GICs, mortgages, credit cards, and more.

We research and compare financial products monthly — tracking rate changes, fee updates, and new product launches across Canada’s banking and lending landscape. Our goal is simple: give you the information you need to keep more of your money.

What We Do

Every comparison page on Centsable is independently researched. We evaluate products based on rates, fees, features, and user experience. Our editorial ratings are not influenced by advertiser relationships — we call it as we see it.

Want the details? Read our full ratings methodology, or jump straight to comparing products.

We update our rate data monthly, typically in the first week of each month following the Bank of Canada’s scheduled rate announcements.

How We Make Money

Centsable earns referral commissions when readers click affiliate links and open accounts through our site. This is how we keep the lights on. Importantly: our editorial rankings and ratings are never influenced by whether a product has an affiliate relationship with us. If a product ranks #1, it’s because it genuinely offers the best value — not because we earn more from it.

We always disclose when links are affiliate links. For the full details, see our Affiliate Disclosure.

Who We Are

Centsable is operated by Creative Strategic, a Canadian media and digital publishing company. We are not a bank, a financial advisor, or a credit union. Information on this site is for educational purposes only and should not be considered personalized financial advice.

Have a question or want to get in touch? Visit our Contact page.